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Terms of Service

Last updated: August 16, 2026

Welcome to Topic Learner. These Terms of Service ("Terms") govern your access to and use of the Topic Learner website, applications, and related services (collectively, the "Service"), operated by [Company Legal Name] ("Topic Learner," "we," "us," or "our"). By creating an account, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 16 years old, or the age of digital consent in your country of residence if higher, to use the Service. If you are between that age and the age of majority in your jurisdiction, you may only use the Service with the involvement of a parent or legal guardian. By using the Service, you represent that you meet these requirements.

2. Your Account

  • You must provide accurate, current information when creating an account and keep it up to date.
  • You're responsible for safeguarding your account credentials and for all activity under your account.
  • Notify us promptly at [support email address] if you suspect unauthorized use of your account.

3. The Service

Topic Learner lets you upload documents and other study material and generates quizzes, flashcards, gap-text exercises, multiple-choice questions, and interactive dialogs based on that material, using artificial intelligence. The Service is intended to support studying and self-testing; it is not a substitute for instruction, professional tutoring, or your own judgment.

AI-generated content may be incomplete, out of date, or contain errors, including inaccurate questions, answers, or explanations. You are responsible for independently verifying any material you rely on for graded work, exams, or other consequential decisions. We do not guarantee the accuracy, completeness, or reliability of any generated content.

4. Subscriptions, Billing & Cancellation

  • The Service is offered on a paid subscription basis; there is no free trial. Current plans and pricing are listed on our pricing page and may change from time to time, with notice to active subscribers before any change takes effect on their account.
  • Subscriptions renew automatically at the end of each billing period unless cancelled before the renewal date.
  • You may cancel at any time from your account settings. Cancellation takes effect at the end of your current billing period; we do not charge a separate cancellation fee.
  • Except where required by law, payments are non-refundable. [Placeholder: confirm your actual refund policy, including any state-specific auto-renewal disclosure requirements.]
  • Payments are processed by a third-party payment processor (for example, Stripe). We do not store your full payment card details; see our Privacy Policy for details.

5. Your Content

  • "Your Content" means any document, file, text, or other material you upload to the Service.
  • You retain all ownership rights in Your Content. You grant us a limited, non-exclusive, worldwide license to host, store, process, and transmit Your Content solely to operate, maintain, and improve the Service for you — including sending Your Content to third-party AI providers we use to generate quizzes, flashcards, and other exercises (see our Privacy Policy).
  • You represent that you have all necessary rights to upload Your Content and that doing so does not infringe or violate any third party's rights (including copyright) or any applicable law.
  • We may remove content that violates these Terms or applicable law, or that we receive a valid legal notice about (see Section 8).

6. Acceptable Use

You agree not to:

  • Upload content you don't have the right to use, or that is unlawful, infringing, or harmful;
  • Use the Service to generate or distribute content that harasses, defrauds, or misleads others;
  • Attempt to circumvent usage limits, reverse-engineer the Service, or interfere with its normal operation;
  • Use the Service in a way that violates academic integrity policies that apply to you (we provide a study tool; how you use it in a graded context is your responsibility).

7. Intellectual Property

The Service, including its software, design, and branding, is owned by [Company Legal Name] and our licensors and is protected by intellectual property laws. Except for Your Content and the limited rights granted in these Terms, we grant you no rights to our intellectual property.

8. Copyright Complaints

If you believe material available through the Service infringes your copyright, contact us at [support email address] with enough detail for us to locate and evaluate the material. [Placeholder: add a formal DMCA agent designation and notice-and-takedown procedure if you operate in or serve users in the United States.]

9. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate your access if you violate these Terms, if required by law, or if we discontinue the Service, with notice where reasonably practicable. Sections that by their nature should survive termination (including Sections 5, as to content already processed, and 7, 10–13) will survive.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE, OR ANY AI-GENERATED CONTENT, WILL BE ACCURATE, UNINTERRUPTED, OR ERROR-FREE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, [COMPANY LEGAL NAME] WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, REVENUE, OR PROFITS, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE. [Placeholder: some jurisdictions don't allow these limitations — confirm enforceability with counsel for your target markets.]

12. Governing Law & Disputes

These Terms are governed by the laws of [State/Country of governing law], without regard to conflict-of-law principles. [Placeholder: add an arbitration clause, venue, or small-claims carve-out if desired — this varies significantly by jurisdiction and target audience.]

13. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we'll notify active subscribers (for example, by email or an in-product notice) before the changes take effect. Continued use of the Service after changes take effect means you accept the updated Terms.

14. Contact

Questions about these Terms? Contact us at [support email address].

[Company Legal Name]
[Company Address, if required in your jurisdiction]